Restaurant Tip Calculator & Bill Splitter
⚠ Large party detected.Restaurants often add an automatic gratuity for parties of 6+. Check your receipt before adding an extra tip.
(calculated on $0.00 original price)
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<div id="tipitsmart-widget-restaurant"></div>
<script src="https://tipitsmart.com/embed/widget.js" data-widget="restaurant" data-target="tipitsmart-widget-restaurant" async></script>Three Quick Moves Before the Check Arrives
- 1
Match the bill to the service
Sit-down meal, counter order, or to-go pickup each have their own range — pick what you got.
- 2
Turn on tax to tip pre-tax
Flip the tax toggle to tip on the pre-tax subtotal, the method etiquette guides recommend.
- 3
Check auto-gratuity for 6+
If a party of six or more, glance at the check for an added 18–20% before tipping extra.
Heads up: Parties of 6+ often get automatic gratuity — check your bill before tipping extra.
Quick Reference: How Much to Tip at a Restaurant
Not sure what percentage to leave? Grade how attentive your server was, then match that level to a row below.
| Service Level | Tip % |
|---|---|
| Poor service | 10% |
| Adequate / okay service | 15% |
| Good service | 18–20% |
| Excellent service | 20–22% |
| Exceptional / above and beyond | 25%+ |
Tip by Bill Amount: $20 to $150
$20
15% → $3.00
18% → $3.60
20% → $4.00
22% → $4.40
25% → $5.00
$35
15% → $5.25
18% → $6.30
20% → $7.00
22% → $7.70
25% → $8.75
$50
15% → $7.50
18% → $9.00
20% → $10.00
22% → $11.00
25% → $12.50
$75
15% → $11.25
18% → $13.50
20% → $15.00
22% → $16.50
25% → $18.75
$100
15% → $15.00
18% → $18.00
20% → $20.00
22% → $22.00
25% → $25.00
$150
15% → $22.50
18% → $27.00
20% → $30.00
22% → $33.00
25% → $37.50
Not on the list? The calculator above gives the exact figure for any bill total.
State by State
State Tipped Minimum Wages: Why Server Pay Varies
7 statespay the full minimum wage before a cent of tip
In most U.S. states, restaurants may legally pay tipped workers a lower cash wage — as little as the federal $2.13 an hour — on the assumption that tips make up the difference to the full minimum wage. Employers claim a “tip credit” to count tips toward that obligation. A small group of states prohibit tip credits entirely and require tipped employees to be paid the full state minimum wage before any tips are counted. Rates change often, so verify current figures on the U.S. Department of Labor's state minimum wage table.
| State | Tipped Minimum Wage | Tip Credit Allowed |
|---|---|---|
| Alaska | $14.00 | No tip credit — full minimum wage |
| California | $16.90 | No tip credit — full minimum wage |
| Minnesota | $11.41 | No tip credit — full minimum wage |
| Montana | $10.85 | No tip credit — full minimum wage |
| Nevada | $12.00 | No tip credit — full minimum wage |
| Oregon | $15.55 (standard; varies by region) | No tip credit — full minimum wage |
| Washington | $17.13 | No tip credit — full minimum wage |
Tip-credit states — the $2.13 floor
Texas, Georgia, Alabama, Mississippi, Tennessee — employers may count tips toward the full minimum wage, so server pay leans hardest on your gratuity there.
Source: U.S. Department of Labor state minimum wage table (opens in new tab), updated July 2026.
About This Calculator
You've just finished a great meal and the check arrives — now what? Was the tip already added? Should you tip on the pre-tax or post-tax total (our tax and tip calculator breaks that down separately)? And how do you split it fairly when everyone ordered differently? This calculator handles the math so you don't have to think about it at the table. Keep reading for the etiquette behind sit-down service, counter service, and large-group auto-gratuity rules.
So, How Much to Tip at a Restaurant?
Tipping a restaurant server can feel tricky at the table, but the numbers are consistent once you know the unwritten rules. For a full-service meal in the US, plan on 18% to 22% of the pre-tax subtotal; the table further down this page grades that by service quality, from 15% for adequate attention up to 25%+ for exceptional service. The sections below walk through counter-service, group splits, takeout, and how the restaurant handles your card so you land on the right figure every time.
Splitting a Group Bill Fairly: Even vs. Itemized splits
Splitting a restaurant bill among a large group of diners can test even the closest friendships. There are two primary methods for dividing the check: the even split and the itemized split. In an even split, the total bill is divided by the number of people, regardless of what each person ordered. This is the simplest and quickest method. It works well when everyone ordered similar items, such as shared appetizers, pizzas, or drinks.
However, if one guest ordered only a side salad and water while another had a steak and several craft cocktails, an even split is unfair. In this case, an itemized split is the best approach. Each diner pays for their specific dishes and beverages, plus their proportional share of the tax and tip. If the restaurant cannot divide the check, one person should pay the entire bill, and the group can calculate individual shares using our calculator. To prevent confusion, establish how the bill will be split before anyone orders.
Calculate a 20% Tip Without a Calculator
You don't always need your phone to figure out a solid tip. Here's a simple two-step trick: move the decimal point one place left (that gives you 10%), then double that number (that gives you 20%).
$85 bill: $85 → $8.50 (10%) × 2 = $17 tip — total $102
$55 bill: $55 → $5.50 (10%) × 2 = $11 tip — total $66
Sit-Down vs. Counter-Service Tipping Etiquette
The style of service at a restaurant dictates the tipping expectations. In a traditional sit-down establishment, the waitstaff handles your experience from start to finish. They guide you to your table, take your order, serve food, refill drinks, and clean up. Because these servers rely on tips for their primary income, the standard tip is 18% to 20% of the bill subtotal, with 15% reserved for adequate service and 22% or more for outstanding attentiveness. For a general guide to restaurant tipping norms, see NerdWallet's guide to how much to tip at restaurants (opens in new tab). If you’re taking a rideshare to or from your meal, plan ahead with the Rideshare Tip Calculator so you’re ready for your driver’s gratuity too.
Counter-service and fast-casual dining follow a different etiquette. At these venues, you order at a counter, pay upfront, and either carry your own food or have a runner bring it to your table. The employees here are generally paid standard hourly wages that do not rely on tips. Tipping at counter-service joints is completely optional. If a digital screen prompts you for a tip, leaving 10% or adding a dollar or two into the tip jar is a nice gesture for exceptional service or customization, but there is no social obligation to do so.
Two other meal styles deserve a mention. At a busy brunch spot, servers turn tables quickly and lean on tip volume, so 18% to 20% on the subtotal is the norm — the same range as a full sit-down meal. At a buffet, there is no table service bringing you refills and clearing plates, so 15% is a comfortable courtesy rather than an obligation, and a few dollars left on the table is often plenty.
Tipping on Takeout and Auto-Gratuity on Large Parties
Tipping on takeout or curbside pickup is another common point of confusion. Unlike table servers, takeout staff are not serving you throughout a meal. However, they do spend time packaging your food, checking the accuracy of the order, adding utensils and condiments, and bringing it to your car. A tip of 10% is standard courtesy for large or complex takeout orders. For a single sandwich or coffee, tipping is optional, though a small token of change is appreciated.
If you are dining with a large group — typically six or more people — be sure to check the menu or the bill for auto-gratuity. Many restaurants automatically apply a service charge (usually 18% or 20%) to large tables to protect their waitstaff from being shorted on a major bill. If auto-gratuity is applied, you are not obligated to tip additional money, as the server is already compensated. You may, however, add an extra cash tip if the server went above and beyond for your group. For bar tabs and per-drink tipping at restaurant bars, visit the Bartender Tip Calculator.
Cash Tips vs. Card Tips at Restaurants: Does It Matter?
Card tips are processed through the restaurant’s payroll system, so they typically land in a server’s next paycheck rather than at the end of the night — and they may be pooled and split across the shift. That timing and distribution difference is why some servers prefer cash.
| Cash Tip | Card Tip | |
|---|---|---|
| When the money arrives | In hand at the end of the shift | With the next pay cycle, typically 1–2 weeks later |
| How it reaches the server | Directly, exactly as handed over | Via payroll, often pooled with other staff on the shift |











